The Group Management Division (GMD) of the insurance subsidiaries of AIG, is a global business dedicated to the development and distribution of employee benefits, credit, and group association products and services. GMD is built on a foundation of strong local country capabilities, which are key to meeting worldwide employee benefit needs. Headquartered in New York, GMD's regional and local offices actively manage a broad range of products and services in more than 100 countries and over 12 million lives are covered.